Common Questions - Wedding Loans for Bad Credit

Frequently Asked Wedding Loans Questions

What can I finance with a wedding loan?
You can finance any number of wedding expenses. Things such as a wedding dress, cake, reception hall, minister, photographer, music, centerpieces or any other expense big or small can be paid for by a wedding loan.

Can I use some of the money for expenses that aren't completely related to the wedding?
Sure. Once your funds or line of credit is made available to you, it's up to you to determine precisely what the money is spent on.

What are the minimum requirements to get approved?
As there are various financing programs available, depending on your specific financial situation, the minimum requirements can vary from person to person. Generally speaking, you must be a resident of the United States who is 18 years of age or older and have a steady source of income (such as full-time employment).

Can I get financing even if I have bad credit or no credit?
Yes. Again, every person and situation is different, and applications are considered on a one by one basis. There are several financing companies that are lending to people with past credit problems. You may also get approved if you have little or no credit history. In some cases, a co-signer may be required (which usually isn't a big problem for our applicants, since they are about to get married to a potential co-signer).

How much can I borrow?
The amount that you can borrow will depend on several factors, such as your current income, debt, credit rating, and co-signer. Usually our applicants are asked how much money they need. When coming up with this amount, consider only the costs that you truly need help paying for. It is tempting to borrow more than you really need, but not necessarily the best idea.

What are the loan terms?
Loan terms, such as interest rate, monthly payment, and repayment time are all factors that can only be determined after you have applied and your information has been processed.

How can I apply?
You can apply on our website 24 hours a day, 7 days a week. Just visit our online wedding loan application.

I have more questions. Can I contact you?
Of course. Fill out our online contact form and we will do our best to answer your question in a timely fashion.